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Home Insurance

Homeowners insurance protects your largest investment. Are you sure have the right coverage and amount? At GMM we will review your current coverage and recommend the right policy to fit your specific situation. Having your home properly insured is a tremendous peace of mind. Let GMM guide you. There are tremendous discounts that are available as well when you package your home and auto together with the same company.

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

 

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